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  <xs:element id="ezpw_UnrecognizedTaxBenefitsAmountToExpireInLessThanTwelveMonths" abstract="false" name="UnrecognizedTaxBenefitsAmountToExpireInLessThanTwelveMonths" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_EmployeeMember" abstract="true" name="EmployeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_SecuredPromissoryNote289Due2024Member" abstract="true" name="SecuredPromissoryNote289Due2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_IncreaseDecreaseInServiceChargesReceivable" abstract="false" name="IncreaseDecreaseInServiceChargesReceivable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_RegionalOfficesSubleaseMember" abstract="true" name="RegionalOfficesSubleaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_EquityMethodInvestmentAdditionalOwnershipAcquiredShares" abstract="false" name="EquityMethodInvestmentAdditionalOwnershipAcquiredShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ezpw_AssetsAndLiabilitiesLesseeTableTextBlock" abstract="false" name="AssetsAndLiabilitiesLesseeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ezpw_FiniteLivedIntangibleAssetsAccumulatedImpairmentLosses" abstract="false" name="FiniteLivedIntangibleAssetsAccumulatedImpairmentLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_StockIssuedDuringPeriodSharesRestrictedStockAwardWeightedAverageGrantDateFairValue" abstract="false" name="StockIssuedDuringPeriodSharesRestrictedStockAwardWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="ezpw_CommonStockNumberOfVotes" abstract="false" name="CommonStockNumberOfVotes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ezpw_PrepaidandReceivableIncomeTaxes" abstract="false" name="PrepaidandReceivableIncomeTaxes" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_SimpleManagementGroupIncMember" abstract="true" name="SimpleManagementGroupIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_BusinessAcquisitionFinalConsiderationPayableOnFifthAnniversary" abstract="false" name="BusinessAcquisitionFinalConsiderationPayableOnFifthAnniversary" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_BajioMember" abstract="true" name="BajioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseLiability" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_BusinessAcquisitionConsiderationPayable" abstract="false" name="BusinessAcquisitionConsiderationPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_A2.125CashConvertibleSeniorNotesDue2019Member" abstract="true" name="A2.125CashConvertibleSeniorNotesDue2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_LesseeOperatingLeasePercentOfInitialLeasedPremisesSurrendered" abstract="false" name="LesseeOperatingLeasePercentOfInitialLeasedPremisesSurrendered" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_PaymentsToAcquireBusinessesPaidAtClosing" abstract="false" name="PaymentsToAcquireBusinessesPaidAtClosing" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_PawnLoansForfeitedAndTransferredToInventory" abstract="false" name="PawnLoansForfeitedAndTransferredToInventory" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_TaxCutsAndJobsActReclassificationFromAOCIToRetainedEarningsTaxEffect" abstract="false" name="TaxCutsAndJobsActReclassificationFromAOCIToRetainedEarningsTaxEffect" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CorporateOfficeLeaseTwoFiveYearExtensionOptionsMember" abstract="true" name="CorporateOfficeLeaseTwoFiveYearExtensionOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_OtherLiabilitiesMiscellaneousNoncurrent" abstract="false" name="OtherLiabilitiesMiscellaneousNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_AllowanceForUncollectiblePawnServiceChargesReceivableMember" abstract="true" name="AllowanceForUncollectiblePawnServiceChargesReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_BusinessCombinationContingentConsiderationNumberOfPayments" abstract="false" name="BusinessCombinationContingentConsiderationNumberOfPayments" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ezpw_OperatingLeaseSubleaseRentalsTermofSublease" abstract="false" name="OperatingLeaseSubleaseRentalsTermofSublease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ezpw_BusinessCombinationConsiderationTransferredAdditionalPaymentTerm" abstract="false" name="BusinessCombinationConsiderationTransferredAdditionalPaymentTerm" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ezpw_LatinAmericaPawnSegmentMember" abstract="true" name="LatinAmericaPawnSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_LongTermDebtGrossCurrentMaturities" abstract="false" name="LongTermDebtGrossCurrentMaturities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_OperatingLeasesAnnualRentPaymentInceptionOfLease" abstract="false" name="OperatingLeasesAnnualRentPaymentInceptionOfLease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_EquityMethodInvestmentNotOtherThanTemporaryImpairment" abstract="false" name="EquityMethodInvestmentNotOtherThanTemporaryImpairment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CASHMAXShutdownMember" abstract="true" name="CASHMAXShutdownMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_RestructuringChargesIncludingNonCashCharges" abstract="false" name="RestructuringChargesIncludingNonCashCharges" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_ServiceChargesReceivableGross" abstract="false" name="ServiceChargesReceivableGross" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DebtInstrumentInterestRateSemiAnnualStatedPercentage" abstract="false" name="DebtInstrumentInterestRateSemiAnnualStatedPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_UndistributedLossesofForeignSubsidiaries" abstract="false" name="UndistributedLossesofForeignSubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DebtInstrumentConvertibleCarryingAmountOfEquityComponentGross" abstract="false" name="DebtInstrumentConvertibleCarryingAmountOfEquityComponentGross" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_U.S.PawnSegmentMember" abstract="true" name="U.S.PawnSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_DeferredStateAndForeignTaxExpenseBenefit" abstract="false" name="DeferredStateAndForeignTaxExpenseBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_FoundersOneLLCMember" abstract="true" name="FoundersOneLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_GoodwillandIndefinitelivedIntangibleAssetsMember" abstract="true" name="GoodwillandIndefinitelivedIntangibleAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_NumberOfCountriesInWhichStoresOperated" abstract="false" name="NumberOfCountriesInWhichStoresOperated" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ezpw_DepreciationDepletionAndAmortizationContinuingOperations" abstract="false" name="DepreciationDepletionAndAmortizationContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_A2.875ConvertibleSeniorNotesDue2024Member" abstract="true" name="A2.875ConvertibleSeniorNotesDue2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_FurnitureAndEquipmentMember" abstract="true" name="FurnitureAndEquipmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_OperatingLeaseRightOfUseAssetAmortization" abstract="false" name="OperatingLeaseRightOfUseAssetAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_LongTermIncentivePlan2010Member" abstract="true" name="LongTermIncentivePlan2010Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_NotesReceivableInterestRate" abstract="false" name="NotesReceivableInterestRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_DebtInstrumentConvertibleEarlyConversionConditionBusinessDayPeriod" abstract="false" name="DebtInstrumentConvertibleEarlyConversionConditionBusinessDayPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ezpw_PercentageOfPawnLoansOutstanding" abstract="false" name="PercentageOfPawnLoansOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_DebtConversionConditionOneMember" abstract="true" name="DebtConversionConditionOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_MexicoReportingUnitMember" abstract="true" name="MexicoReportingUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_DeferredTaxAssetsPawnServiceChargesReceivables" abstract="false" name="DeferredTaxAssetsPawnServiceChargesReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_ConvertibleNotesDue2019Member" abstract="true" name="ConvertibleNotesDue2019Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_RevenueRecognitionPawnLoanandSalesPolicyTextBlock" abstract="false" name="RevenueRecognitionPawnLoanandSalesPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ezpw_USPawnAndLatinAmericaPawnSegmentsMember" abstract="true" name="USPawnAndLatinAmericaPawnSegmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_NetsharesettledWarrantsMember" abstract="true" name="NetsharesettledWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_LiabilityComponentofConvertibleDebtMember" abstract="true" name="LiabilityComponentofConvertibleDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_DeferredTaxLiabilityNotesReceivableDiscount" abstract="false" name="DeferredTaxLiabilityNotesReceivableDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetNoncurrent" abstract="false" name="DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostNetNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_IndefiniteLivedIntangibleAssetsExcludingGoodwillAccumulatedImpairmentLosses" abstract="false" name="IndefiniteLivedIntangibleAssetsExcludingGoodwillAccumulatedImpairmentLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CurrentStateAndForeignTaxExpenseBenefit" abstract="false" name="CurrentStateAndForeignTaxExpenseBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_CostSavingsInitiativePlanMember" abstract="true" name="CostSavingsInitiativePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAccountsPayableAndOtherLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAccountsPayableAndOtherLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_EquityMethodInvestmentIncomeLossIncludedInRetainedEarnings" abstract="false" name="EquityMethodInvestmentIncomeLossIncludedInRetainedEarnings" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" abstract="false" name="IndefiniteLivedIntangibleAssetsExcludingGoodwillGross" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_InvestmentInUnconsolidatedAffiliateMember" abstract="true" name="InvestmentInUnconsolidatedAffiliateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_ConvertibleCommonStockConversionRatio" abstract="false" name="ConvertibleCommonStockConversionRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_RestructuringChargesNonCash" abstract="false" name="RestructuringChargesNonCash" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_EffectiveIncomeTaxRateReconciliationForeignInflationAdjustmentAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationForeignInflationAdjustmentAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssets" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_OperationsExpensePolicyTextBlock" abstract="false" name="OperationsExpensePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ezpw_AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwards" abstract="false" name="AdjustmentsToAdditionalPaidInCapitalNetShareSettlementOfEquityAwards" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_NonCashIncreaseDecreaseInOperatingLeaseRightOfUseAssets" abstract="false" name="NonCashIncreaseDecreaseInOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" abstract="false" name="RecoveryOfPawnLoanPrincipalThroughSaleOfForfeitedCollateral" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DebtConversionConditionTwoMember" abstract="true" name="DebtConversionConditionTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_EquityMethodInvestmentPercentageOfOwnershipIncreaseAfterTransaction" abstract="false" name="EquityMethodInvestmentPercentageOfOwnershipIncreaseAfterTransaction" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_DebtInstrumentConvertibleEarlyConversionConditionMaximumPercentageofStockPriceProduct" abstract="false" name="DebtInstrumentConvertibleEarlyConversionConditionMaximumPercentageofStockPriceProduct" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_EffectiveIncomeTaxRateReconciliationDeferredTaxTrueUpAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationDeferredTaxTrueUpAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_PaymentOfDeferredAndContingentConsideration" abstract="false" name="PaymentOfDeferredAndContingentConsideration" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_MerchandiseMember" abstract="true" name="MerchandiseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_ScheduleOfAccountsReceivableInventoryPropertyAndEquipmentTableTextBlockTableTextBlock" abstract="false" name="ScheduleOfAccountsReceivableInventoryPropertyAndEquipmentTableTextBlockTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ezpw_PawnLoans" abstract="false" name="PawnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_TexasPawnStoresMember" abstract="true" name="TexasPawnStoresMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_RestructuringAndRelatedCostNumberOfStoresClosed" abstract="false" name="RestructuringAndRelatedCostNumberOfStoresClosed" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ezpw_DescriptionofBusinessLineItems" abstract="true" name="DescriptionofBusinessLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ezpw_JewelryScrappingMember" abstract="true" name="JewelryScrappingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_UnrecognizedTaxBenefitsNoncurrent" abstract="false" name="UnrecognizedTaxBenefitsNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_VariableInterestEntityQualitativeorQuantitativeInformationOwnershipPercentageAfterDilution" abstract="false" name="VariableInterestEntityQualitativeorQuantitativeInformationOwnershipPercentageAfterDilution" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ezpw_CompanyOptionMember" abstract="true" name="CompanyOptionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_NonemployeeDirectorsMember" abstract="true" name="NonemployeeDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_LongTermDebtGrossExcludingCurrentMaturities" abstract="false" name="LongTermDebtGrossExcludingCurrentMaturities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_DescriptionofBusinessTable" abstract="true" name="DescriptionofBusinessTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ezpw_PawnLicensesMember" abstract="true" name="PawnLicensesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_OperatingLeasesAnnualRentPaymentTerminationOfLease" abstract="false" name="OperatingLeasesAnnualRentPaymentTerminationOfLease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_GainLossOnDispositionOfAssetsandOtherContinuingOperations" abstract="false" name="GainLossOnDispositionOfAssetsandOtherContinuingOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_RichDataCorporationMember" abstract="true" name="RichDataCorporationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_ImpairmentLossesRelatedToInvestmentsIncludingOtherThanTemporaryImpairmentLossesNet" abstract="false" name="ImpairmentLossesRelatedToInvestmentsIncludingOtherThanTemporaryImpairmentLossesNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_UnsecuredNotes8.5Due2024Member" abstract="true" name="UnsecuredNotes8.5Due2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_BusinessCombinationContingentConsiderationPercentageThresholdOfPaymentToBeMadeInEquity" abstract="false" name="BusinessCombinationContingentConsiderationPercentageThresholdOfPaymentToBeMadeInEquity" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ezpw_IncomeFromEquityMethodInvestmentReportingPeriod" abstract="false" name="IncomeFromEquityMethodInvestmentReportingPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ezpw_OtherInternationalSegmentMember" abstract="true" name="OtherInternationalSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_CashConvertersInternationalLimitedMember" abstract="true" name="CashConvertersInternationalLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_DebtInstrumentConvertibleIssuedAndSettled" abstract="false" name="DebtInstrumentConvertibleIssuedAndSettled" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ezpw_RestrictedStockandPhantomShareUnitsMember" abstract="true" name="RestrictedStockandPhantomShareUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_PawnStoresMember" abstract="true" name="PawnStoresMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_PawnServiceMember" abstract="true" name="PawnServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_PawnStoresFloridaMember" abstract="true" name="PawnStoresFloridaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_GPMXReportingUnitMember" abstract="true" name="GPMXReportingUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ezpw_SecuredPromissoryNotes289Due2024Member" abstract="true" name="SecuredPromissoryNotes289Due2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
