Our management team has created a highly focused vision based on EZCORP’s participation in a large and growing market and a thoroughly developed understanding of our customer. We have built the processes, systems, infrastructure, and human capital to succeed in our marketplace.
Philip E. Cohen
Executive Chairman of the Board, EZCORP, Inc.
Mr. Cohen has been a member of the Board of Directors and the Executive Chairman since September 2019.
He has been an owner of, and advisor to, the Company for 30 years. He acquired the Company in 1989 and took it public in 1991 with an initial public offering of Class A Non-Voting Common Stock. Mr. Cohen has over 40 years of investment banking and financial advisory experience with a variety of firms, including Kuhn Loeb & Co. Incorporated (1973-1977), Lehman Brothers Kuhn Loeb Incorporated (1977-1979), The First Boston Corporation (1980), Oppenheimer & Co, Inc. (1980-1984), Morgan Schiff & Co., Inc. (1984-Present) and Madison Park LLC (2004 to Present).
Mr. Cohen received a Bachelor of Commerce degree from the University of Melbourne and a Masters of Business Administration from Harvard University. Mr. Cohen is the sole stockholder of MS Pawn Corporation, which is the general partner of MS Pawn Limited Partnership, the owner of 100% of the outstanding shares of our Class B Voting Common Stock.
Jason A. Kulas
Chief Executive Officer and Chief Financial Officer
Jason was named to EZCORP’s Board of Directors in April 2019, where he also was on the Audit and Nominating Committees. He resigned his board post in February 2020 to take the role of EZCORP President and Chief Financial Officer. He was named Chief Executive Officer in July 2020.
Jason spent more than 25 years in financial analysis, investment banking and executive-level finance and operations roles with a variety of companies, most recently Santander Consumer USA Inc., a NYSE-listed auto finance company, where he served as Chief Executive Officer and a director from 2015 to 2017, President from 2013 to 2015 and Chief Financial Officer from 2007 to 2015. Prior to joining Santander Consumer USA, Jason was a Managing Director in Investment Banking with J.P. Morgan Chase & Co. (1995 to 2007), where he managed JPMorgan’s South Region investment banking office.
Jason has also served as an Adjunct Professor of Marketing at Texas Christian University (1997 to 1999); Securities Analyst at William C. Connor Foundation — TCU Educational Investment Fund (1994 to 1995); and Financial Analyst at Dun & Bradstreet (1993 to 1995).
Jason received an MBA with a concentration in Finance and Marketing from Texas Christian University in 1995, and a Bachelor of Arts degree from Southern Methodist University in 1993. He has been involved in a variety of civic and philanthropic activities, including the Dallas Citizens Council, Salesmanship Club of Dallas, Exchange Club of East Dallas, Baylor Health Care System Foundation and Art House Dallas.
Chief Human Resources Officer
Scott joined EZCORP as Chief Human Resources Officer in March 2015. In October 2016, Scott was assigned management oversight responsibility for the company’s business in Canada, as well as all new ventures, and his title was changed to Chief Human Resources Officer & New Ventures.
Scott has more than 30 years of experience and has spent his entire career in Human Resources for the financial services industry. He joined EZCORP from Crowe Horwarth Australia, where he was HR Leader in the Southern Region for this large provider of accounting, audit, tax, business and financial advice to individuals and businesses in Australia.
Scott has also held HR leadership roles at ClearView Wealth Limited (investments and life insurance products in Australia with $6.9 billion in funds and $148 million of life insurance under management), Suncorp (banking and wealth management in Australia and New Zealand with assets of over $96 billion and over 9 million customers), Commonwealth Bank and National Australia Bank.
Lachlan P. Given
Chief Strategy, M&A and Strategy Funding Officer
Lachie was appointed as non-executive Chairman of the Board of Directors in July 2014, joined the company as Executive Vice Chairman in August 2014, and became Executive Chairman in February 2015. In July 2019, he stepped down as Executive Chairman and is Chief Strategy, Mergers and Acquisitions and Strategic Funding Officer.
In his role as Chief Strategy, Mergers and Acquisitions and Strategic Funding Officer, Lachie oversees and implements the companyâ€™s acquisition strategy and processes, as well as the companyâ€™s financing strategy. Before joining the company as an executive, Lachie provided financial and advisory services to the company through his own business and financial advisory firm and as a consultant and advisor to Madison Park LLC, which is owned by Phillip E. Cohen, who is the beneficial owner of the companyâ€™s Class B Voting Common Stock.
Lachie is a member of the board of directors of The Farm Journal Corporation, a 134-year old pre-eminent US agricultural media company. He is also on the boards of Senetas Corporation Limited (SEN.AX), the world’s leading developer and manufacturer of certified, defenseâ€grade encryption solutions; CANSTAR Pty Ltd, the leading Australian financial services ratings and research firm; and TAB Products Co. LLC, a leading North American records management company.
Lachie began his career working in the investment banking and equity capital markets divisions of Merrill Lynch in Hong Kong and Sydney, Australia, where he specialized in the origination and execution of a variety of M&A, equity and equity-linked and fixed income transactions. Lachie currently serves on the board of directors of Cash Converters International Limited (ASX: CCV), an affiliate of the company.
Lachie graduated from the Queensland University of Technology with a Bachelor of Business, majoring in Banking and Finance (with distinction).
Interim Chief Financial Officer
Tim was appointed as Interim Chief Financial Officer in September 2020, having served as the Company’s Vice President, Treasury and M&A since December 2016, and as a consultant to EZCORP performing similar duties since March 2015.
From January 2015 to December 2016, Tim was a principal of Selene Partners Inc., a financial consulting firm providing strategic advice and other business services to a variety of clients, including the Company and Morgan Schiff & Co., Inc. Tim served as the Chief Financial Officer of Morgan Schiff from April 2013 to December 2014, and was Chief Financial Officer of ShippingEasy, Inc. from July 2011 to April 2013. From April 2005 to June 2012, Tim was a Corporate Advisor at Lexicon Partners Pty Limited, an independent corporate advisory and consulting firm based in Sydney, Australia. He served in various analyst and senior analyst positions at boutique investment banks for seven years prior to that.
Tim received a Bachelor of Business degree with a major in Finance and a minor in Mathematics from the University of Technology in Sydney. He serves as a non-executive board member of Ratecity Pty Ltd., which operates one of Australia’s leading financial comparison sites.
Francisco Kuthy Saenger
President, Latin America Pawn
Francisco joined the company in November 2013 as Senior Vice President of Operations for our Mexico Pawn operations, Empeño Fácil, and was promoted to General Manager of that business in May 2014. In March 2019, he was named President, Latin America Pawn, with responsibility for all Latin American pawn operations.
Prior to joining the company, Francisco spent over three years as General Manager of Farmacias Dermatologicas, S.A. de C.V., Mexico’s leading retailer of dermatology and derma-cosmetic consumer products; and six years with Comercial Mexicana, a large retail chain in Mexico, serving as Chief Operating Officer Bodega Comercial Mexicana and District Manager Comercial Mexicana Bajio. Francisco held previous positions in business development, sales administration, operations and field management with Bachoco, S.A. de C.V., Sabritas, S.A. de C.V. and Wal-Mart’s Mexican subsidiary.
President, U.S. Pawn
Blair was named the President of US Pawn in August 2020. Prior to his appointment, he was Chief Customer Services Officer.
He originally joined EZCORP in Houston as a Pawnbroker in 1989 and has held all field level positions, including Regional Director of Operations. He moved into Store Operations at the Support Center in 2000 and has been the company’s top Operations Administration executive for the last 13 years.
Blair earned his degree in business from Sam Houston State University.
Chief Information Officer
Keith joined EZCORP in October 2018 as Senior Vice President, Global IT and New Ventures, and was promoted to Chief Information Officer in November 2019.
Prior to EZCORP, Keith spent seven years at AIG, working on a global transformation of the IT systems, facilities, and workforce.
From 1989 until 2011, Keith worked at EDS/HP. He last served as COO for the Financial Services division, where he led IT programs supporting Bank of America, American Express, State Farm and many others.
Keith grew up in Scotland and attended Heriot-Watt University in Edinburgh, where he graduated with an Honors degree in Electrical and Electronic Engineering.
Chief Revenue and Operations Officer
Nikki was named Chief Revenue and Operations Officer in September 2020.
She joined EZCORP in November 2002 as a Financial Analyst. She has worked in various finance and analytics positions primarily supporting operations in the US and Lat Am pawn segments, and prior Financial Services businesses.
Nikki is a member of the Community Advisory Council for the Ronald McDonald House Charities of Central Texas and on the finance committee of ConnectHer, a global non-profit organization dedicated to improving the lives of women and girls through projects, stories and film.
Nikki earned her BBA in finance from the University of Texas at Austin.
Thomas H. Welch, Jr.
Chief Legal Officer and Secretary
Tom joined EZCORP as Senior Vice President, General Counsel and Secretary in April 2009.
Before joining the company, Tom spent 13 years at Dell where he served as Vice President, Legal and General Corporate Counsel and was responsible for the legal support of corporate securities, corporate finance, mergers and acquisitions, financial services, executive compensation and benefits, facilities, corporate governance and general corporate matters. Tom also held the position of Vice President Corporate Development for Parker & Parsley Petroleum Company (now Pioneer Natural Resources) and was a shareholder with the law firm of Johnson & Gibbs, P.C. in Dallas.
Tom received his law degree from The University of Texas at Austin and a bachelor’s degree in Management from Purdue University. He also serves on the Board of Directors of Ballet Austin.