Focused Strategy. Focused Growth.
EZCORP’s vision and strategy for growth are focused and straightforward.
We provide short-term cash solutions through both collateralized and non-collateralized loans for a large market segment – consumers who, for a variety of reasons, find themselves without the cash or credit to resolve their current financial needs. We deliver these solutions as quickly, efficiently, and respectfully as possible and have found that our customers value this focus.
Through our subsidiaries, we provide a number of convenient options to obtain short-term cash, including:
- Non-recourse pawn loans collateralized by personal property.
- Short-term unsecured loans.
- The purchase of the customer's merchandise.
- Fee-based credit services for customers seeking loans.
We also sell pre-owned merchandise consisting primarily of collateral forfeited as a result of our pawn lending operations to consumers seeking good value. And, we offer prepaid debit card services to help consumers better manage their money and control spending.
With strong organic growth, we have been extremely focused on our expansion into new geographies, new products, and new customer segments. Our strategic intent is for each of our businesses to be the leader in its respective sector.